Monthly Archives: March 2017

Small Enterprises Benefit from Equity First Holdings

Equity First Holdings is a perceived financial establishment and is among the leading financial lending foundations on the planet. The association is known for offering unique items in the unwinding of financial difficulties that have seen the interest in stock-based advances including the margin loans. The items from Equity First Holdings have come when the banks have settled their models and controls in lending of loans to small business owners or even individuals seeking for stock loan. Equities First has become a preferred lending institution in offering alternative loaning services.

For anyone searching for working capital, stock and margin advances are thought to be the best decision as said by the organizer and CEO of EFH Al Christy. He continues to clear up that stock-based advances have a more vital favorable position than the margin credits as they guarantee a higher loan to value proportion when compared with margin loans. What’s more, they have particular financing costs that have the inclination of offering assurance all through the exchange.

Equities First stock loans are considered as the most suitable for small businesses amid the current tough economic challenges. They additionally have an element of being non-ingenious, which allows the borrower to have the ability to clear the loan amid stock value devaluation. That helps borrowers to keep the underlying loan profit with no dedication to the moneylender. With margin loans, borrowers ought to be pre-qualified and the money got must be used for a particular reason and more information click here.

Equity First Holdings is a world spearheading lender that is focused on providing exceptional financial solutions to individuals and furthermore corporate affiliations. EFH was developed in 2002 and has been growing massively since its launch. It is global leader and has territorial work facilities in Indianapolis, Perth, London, Sydney, Singapore, Bangkok, Hong Kong and South Africa among other places.

Kevin Seawright Is The New Leader Of Newark Community Economic Development Corporation

Newark Community Economic Development Corporation has a new leader on its team. This is Kevin Seawright. He is from New Jersey. Mr. Seawright can be considered like a catalyst that is able to accelerate economic development here in this largest city of the State. Learn more about Kevin Seawright:

He manages this by attracting business, growing it and then retaining it. He is doing it in Newark. In fact, he has managed to spur the growth of real estate in the city this way.

Mr. Seawright comes with a wide experience. This includes areas such as accounts, operations, in addition to capital management in various ways. No wonder that he was the top choice for such an important post at the Newark CEDC.

Kevin Seawright has been using his financial experience for over 13 years now. During this time he has managed to make life better for communities that are situated on East Coast. The experience is deeply rooted in financially managing various government agencies on a local level.

He has been with the Baltimore’s Commission on Aging and Retirement as its Managing Fiscal Officer. During his tenure, he designed an accounting system. The implementation of this system helped the agency to save over $100,000 in funds. Kevin Seawright was assigned to the Housing Authority of Baltimore City after this as its Payroll Director.

Later on, he joined the Homeless Services Division as its Finance Director. This was inside the Department of Housing and Community Development. Next, Mr. Seawright joined the Department of Recreation and Parks as the Chief Finances and Facilities Officer. He continued working for City of Baltimore like this for a long time.

His last assignment here was as the Deputy Chief Operating Officer. This was in education sector. He held this position for six years. Kevin has also worked with Tito Contractors. This is a position which managed to give him a great insight into the real estate sector as well as small and medium-sized business development sector.

This same knowledge and skill are now coming to the economy and city of Newark. Here the aim is to sustain growth as well as augment its business capacity.

USHEALTH Group’s Mission to Provide Affordable Health Insurance Plans

USHEALTH Group is a company that sells specialized healthcare and life insurance policies. The company, headquartered in Fort Worth, Texas, sells its policies through a network of licensed captive agents across the United States. The policies that USHEALTH Group sales are targeted towards individuals and small business owners, their families, and the employees of their company.

The life insurance policies that USHEALTH Group offers are underwritten by Freedom Life Insurance Companies of America and National Foundation Life Insurance Company. They offer both term life insurance policies and universal life policies.

The healthcare policies that USHEALTH Group sells can be customized in order to meet the needs of their customers. The types of policies they sell includes Critical Illness, Short Term Accident Disability, Specified Disease/Sickness, Dental, Vision, and Accident insurance. They also offer an Essential Health Benefit policy that meets the Patient Protection and Affordable Care Act’s requirement of covering 10 categories of health care services. They offer Bronze Level Coverage in 30 states around the country and Silver Level in Colorado and Nevada.

In February 2017 it was announced that USHEALTH Advisor, LLC, the sales branch of USHEALTH Group, had won the 11th annual Stevie Awards due to their excellent sales and customer service. To win the award they were selected by a committee of 77 professionals who made their judgements based on 61 categories of customer service and 53 categories for sales. The Senior Vice President of Marketing, Bill Shelton, accepted the award at a live event that took place in Las Vegas, Nevada.

The Chief Executive Officer and President of USHEALTH Group is Troy A. McQuagge. Mr. McQuagge joined the company in 2010 when he was brought in to reorganize the companies captive agent network. Due to his great success in this effort he was named President and CEO in 2014. He has worked in the insurance field since 1983 when he started his professional career with Allstate Insurance Company. In July 2016 it was announced that Troy McQuagge had won the “CEO of the Year Insurance” award that is given out by the prestigious CEO World Awards program.

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Winning Investments — Active Or Passive?

When it comes to investing Warren Buffet has proved himself right for decades. His style of investing is low cost, simple investments that are bought and held for the long haul. He believes in rigorously analyzing the companies he wants to invest in and build a long-lasting and stable portfolio. His philosophy is that Americans need to save for retirement, to get invested, and stay invested.

Mr. Buffet recently waged $1 million for a charity that he will come ahead in just investing in an S&P 500 passive index of a group of hedge fund managers. The wager will be decided this year, and it appears that once again he will prove himself correct.

The debate between active and passive investments has critically hurt investor portfolios. Several mutual funds provide at best average and poor returns in the long term because of the high cost of management fees and excessive trading. Market volatility also adds to the risk of lowering returns.

Index funds have their place in an investment portfolio; however, the question remains whether they are a safe bet in retirement planning. Investors are not aware of the inherent risk of these funds leading the heavy losses during market downturns.

In comparison, actively managed funds have done worse than the market over a significant period. There are exceptions, however, as Mr. Buffet has remarked. Comparing a smart investor who has put $10,000 in the S&P 500 and made over a million dollars today,

A $10,000 investment into best five active Funds — The Growth Fund of America, AMCAP, Washington Mutual Investors Funds, The Investor Company of America, and American Mutual Fund — has done much better than the savvy investor who has put the same dollar amount in a passive S&P 500 index fund.

Is there a simple formula for investors to identify mutual funds? Looking for funds with low costs and a significant personal investment of the managers will give better results.

Check out: Capital Group Parent Names Amour Chairman, Replacing Rothenberg

Mr. Tim Armour is the Chairman, Director and Principal Executive Officer at Capital Research and Management Company. He also serves as an Equity Portfolio Manager and Chairman at The Capital Group Companies, Inc. He has extensive investment experience. He was appointed chairman in July 2015. Tim holds a bachelor’s degree in economics from Middlebury College in Vermont. Tim is based in Los Angeles.

His advice to investors is that they should find active managers who heavily invest in their funds, “the best managers spend time researching companies — applying in-depth analysis to inform their views and to uncover insights on the companies’ future prospects.”

His philosophy, “our number one mantra is we will get you better returns over time.”

Read more on Crunchbase.

Hold a Tranquil Party: Message from a Party Planner

Do you want to know how to hold a party like a pro, hassle-free? Get in tough with the best corporate event planners in NYC Then learn how to do so using this simple tip. You will be assured of an amazing get-together or party next time.


Always remember that a great party starts with the planning stage. Are you finding it intimidating to plan for that big party you have dreamt about all year long? Here is the simple catch. Be organized and start planning the party as early as possible. Maybe the problem with most of your boring parties is that you start planning late and that you don’t remain focused. Are you hosting a party soon? Now you know why planning early is important. Make it memorable for all your guests. Ensure that you have a detailed checklist because it makes the entire planning process simple. Notice that you can also hire professionals to plan, organize and design the party for you.


Are you looking for event planning companies in NYC? Twenty-Three Layers is one of the event planners that you can contact. If you are not an NYC resident, you need not worry. You can reach Twenty Three Layers online any day for all your party needs. The firm specializes in designing and planning for your events. They have a team of inspired and lively experts whose work is beyond your imagination. They will make your next event so dazzling and one that no guests will never forget. Be it a workplace party, a personal celebration, corporate event, Twenty Three Layers will make it glamorous and whimsy, with every detail contributing to the perfection of your beautiful event.


Why should you go for Twenty Three Layers among other event planners in NYC? The event planners have a desirable network with the world’s best vendors and suppliers. Therefore, having them plan your event is the best decision you can ever make. Their experience and touch of class make it the choice event planner for many. Your guests deserve the best; you too deserve peace of mind as you anticipate for your party, don’t you? Talk to Twenty Three Layers and make your next event count.



Todd Lubar’s Impeccable Career

Growth is an important aspect of this life. It could be in relationships, economically or even health. We need to show some progress in these areas to know that we are moving in the right direction. One thing that can spur growth is passion. Passion is having one thing that makes you wake up early in the morning or sleep late at night while working. As for Todd Lubar, he has managed to show some progress in his life and also has a passion. This has made him become one of the most respected figures in the real estate and financial industries.

Talking about his passion; is to become a better person that he is today while at the same time bettering the life of the people around him. He has also shown progress having worked for some of the best companies in the real estate industry up to the point of establishing his companies. Some of the firms that Todd Lubar has worked for include Crestar Mortgage Corporation as well as the Legacy Financial Group. Some of the firms that he has established include the Legendary Properties, Charter Funding and Legendary Properties LLC. These are companies that have proved to be very successful earning him millions in the process. For instance, the Legendary Properties has managed to conduct over 7000 transactions since the year 2002. His major clients include individuals, families, small entities and large entities.

At the moment, Todd Lubar is the president of a company called TDL Ventures (, where he is involved with the day to day operations. The many years of experience have made him understand the ins and outs of the real estate industry. He is a man who is usually driven by circumstances and experience. Having suffered tremendous losses in the year 2008, Todd Lubar decided to invest in other industries to avoid such a disaster again. Currently, he is a proud owner of a demolition company and a night club. Among his notable hobbies include traveling, golfing and spending time with his dear family. Todd Lubar is an advocate for honesty and trust among people working in the real estate industry.

For more info, see his Linked In page

How To Plan The Perfect Event With Twenty Three Layers

Planning any kind of event can seem intimidating, but it doesn’t need to be stressful and hard. Staying organized and disciplined can allow you to plan the best event possible. Start by creating many lists that can be updated when needed. Listing every task, supply, and guest makes it easier to track all of your information in one place and keep track of everything that needs to be done. Make a list for everything.



It’s easier to plan an event when you can find a theme. If you focus on a solid theme, it will guide you in the right direction for creating those necessary lists. Having a clear-cut idea always makes things easier. After you’ve set your theme and made your lists, start sending those invites out. Mailed invitations are always the best.



When you’re worried about how alcohol will play a role in your event, stick to the easiest solution. Set up a self-serve bar at your event. It will save the cost of a bartender and people can make themselves whatever they like. You should always plan for at least one alcoholic drink per guest. Don’t go crazy on appetizers; keep it simple. It ends up easier for you. Setting up a kid’s table is also a great idea, depending in what event you are planning. A kid’s table could consist of coloring items, snacks, or other fun items to keep kids entertained.



Always allow yourself some time to relax before the event. You should allow for at least an hour of down time before the guests start arriving. A relaxed attitude will always bring out the best in the event. Never forget about showing your guests appreciation; each guest should leave with a small appreciation gift. When in doubt, hire an event planner to handle all the stress.



If you’re looking for one of the best corporate event planners NYC has to offer or one of the best event planning companies in NYC, try Twenty Three Layers. One of the premier event planners in NYC, Twenty Three Layers offers full-service event planning. They have relationships with some of the best vendors and establishments and provide worry-free experiences for all of their clients.

Find them in NYC:
420 West 14th St., Ste. 2NE New York, NY 10014